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Rich Dad, Poor Dad-空中英語教室
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Rich Dad, Poor Dad 富爸爸,窮爸爸(上)
空中英語教室 20250416
(使用CapCut 自動字幕功能)
只要修正英文文法,保留原文,同時將簡體中文修改為繁體中文
Hello, friends!My name is Anne Marie,
and today is a great day to learn something.
Let’s do that together!
Friends, my name is John, and this is Studio Classroom.
We have a very interesting financial lesson for you today,
friends, and we are starting off
with a question.
It is one of our “Talk About It” questions:
Are you afraid of taking risks?
Why or why not?
Okay, taking risks
means doing something that is risky or
might cause you problems—trying something new.
I’m usually not afraid of taking risks,
but ever since becoming a dad,
I think I’m more careful.
Oh, that’s very interesting. What about you, friends?
Are you afraid of taking risks?
We’re going to be talking all about taking
financial risks in our lesson today called
"Rich Dad, Poor Dad."
This is a summary of a book.
Let’s get into our first reading for today:
Rich Dad, Poor Dad
"Financial intelligence is simply having more options."
This book, written by Kiyosaki and published in 1997,
introduced radical ideas about money that had a huge impact
on the world of finance
and changed the way people thought about it.
Even today,
this personal finance book influences people regarding
educating themselves about money
and making wise financial decisions
when it comes to accumulating wealth.
Hi, I’m Jack。今天的 Usage Tip 是關於 "when it comes to" 的用法。
意思是「當談及某主題時」,而該主題會以 動名詞 或 名詞 的形式呈現,因為 to 在這裡是介系詞,所以後面必須接 動名詞或名詞 作為它的受詞。
"When it comes to" 可以放在主要子句的前面或後面。
另外,"speaking of" 或 "talking of"後面接動名詞或名詞時也表示「談到、提到...」,
但這兩種說法比較口語,而且只能放在主要子句的前面。
我們來看一個例句:
When it comes to learning a new skill, persistence always plays a vital role.
當談到學習新技能時,毅力經常扮演重要的角色。
All right, friends! As we begin our lesson,
we have a really great phrase to talk about here—
the idea of financial intelligence.
It is going to be a key theme throughout these two days of lessons.
Let’s talk about what financial intelligence is, okay?
So, that adjective financial means relating to money, right?
So, financial intelligence means
understanding how money—and sometimes business—works.
Here’s an example of
how we can use financial intelligence in another sentence:
Because he didn’t have high financial intelligence, he didn’t know how to invest his money.
Let’s talk more about this. We read a quote here:
"Financial intelligence is simply having more options."
And this is by the author of this book, Kiyosaki.
Now of course, we are talking about this book today.
It is a summary,
so our writer Linda has helped us take some key points from this book
so that we can talk about them together.
How does our article start, John?
Well, first of all—when did this book Rich Dad, Poor Dad come out?
"Rich Dad, Poor Dad" is the book we’ll be talking about today,
by Robert Kiyosaki.
And we read:
"Published in 1997, this book’s radical ideas about money had a huge impact on the world of finance and changed the way people thought about it."
There’s that word there—published.
If you publish a book,
it means you sell it in print
to the public, or to people.
Finally, your book is able to be bought.
You can ask the question:
"When was that book published?"
We also see something else in this sentence that we want to talk about,
and that is the word radical.
Radical means extreme or progressive,
and in this case,
we’re specifically talking about ideas.
Yeah! You could say:
"His idea for the new flying car was pretty radical, but he made it happen."
Now friends,
I lived in California for a long time.
So in California, sometimes we say "rad" or "radical"
if something is pretty cool or very interesting.
Now we see something else in this sentence that we want to talk about,
and that is the word impact.
What does that mean?
An impact is the effect something or some action has on others.
So it’s the result of the action.
Okay, so for example,
you can say:
"Your actions impact others."
They affect others.
This whole sentence says:
"This book’s radical ideas about money had a huge impact on the world of finance and changed the way people thought about it."
Even today,
this personal finance book influences people.
Let’s talk about what it means when we say personal finance.
We’re talking about the way you manage your finances
as an individual,
or sometimes as a family unit.
I see. So you could say:
"Talk to a banker about your personal finance questions."
It’s a little bit different from
business or corporate finance or governmental finance—
it has to do with your own family.
So this book influences people regarding educating themselves
about money.
Now we see this word regarding here,
and it’s a good one for us to know.
Yes! It basically means about something.
You can also use the word concerning, meaning about.
So let’s use that in a sentence:
"What do you know regarding that topic?"
or
"What do you know about that topic?"
Now, it says that people can educate themselves about money,
and this book helps them to make
wise financial decisions when it comes to accumulating wealth.
We see that word wise there,
and it just means to have or show experience, knowledge, and good judgment.
Let’s keep learning right now, friends, with our next reading:
Rich Dad, Poor Dad (continued)
The author Robert Kiyosaki
used two people as examples in the book:
his poor father and his friend’s rich father.
His poor, highly educated father believed in working hard,
job security, and a formal college education.
Kiyosaki contrasted him with his friend’s rich dad,
who believed not in formal education,
but in financial literacy.
He believed that building wealth meant
running a business
and investing in sources of passive income.
Kiyosaki writes:
"If you work for money, you give the power to your employer. If money works for you, you keep the power and control it."
我們來看 passive 這個形容詞,意思是「被動的」或「消極的」。
比如:
The author’s first novel sold very well, giving him enough passive income to write full-time for the next five years.
這位作者的第一部小說賣得很好,為他帶來了足夠的被動收入,讓他可以在接下來的五年裡全職寫作。
或是:
Our dog is wonderfully passive around our mischievous little son, but would attack anyone who tried to harm him.
我們的狗在我們那位頑皮的小兒子身邊時非常被動,但如果有人想要傷害我兒子,牠就會立刻攻擊對方。
名詞是 passivity,是「被動性」或「消極」的意思。
譬如:
There were constant quarrels among the employees, and the manager’s passivity only made it worse.
員工之間經常發生爭吵,而經理的消極態度只會讓情況變得更糟。
Okay, friends, what is Rich Dad, Poor Dad all about?
We find out here in the next part of our article.
We see the author Robert Kiyosaki
used two people as examples in the book.
Let’s talk about what it means to use someone or something as an example.
All right—if you use something as an example,
it means you focus on or talk about something
to make a particular point.
So you could be talking about money,
and you could say:
To use a fruit tree as an example, the fruit tree produces apples, just like work produces money.
Here's another example:
The teacher used his work as an example of how to do the project.
Now, who were the two examples in this book?
Well—his poor father and his friend’s rich father.
How does our article continue? Hmm, well—
we read:
His poor, highly educated father believed in working hard, job security, and a formal college education.
I think it’s worth noting that
even though his father was poor,
his son became a famous author—very interesting!
Well, we see that term here: highly educated,
and that means to have a good education.
But usually, we are talking about formal education here,
so having specific degrees or certain certificates of learning.
Yeah, if you’re highly educated,
you often have a college degree or higher.
You could say:
The doctor was very highly educated, and we trusted him.
We also read about the other person
that is being compared or used as an example in the book.
That’s right—we read:
Kiyosaki contrasted him with a friend’s rich dad, who believed not in formal education, but in financial literacy.
Okay, we have this word contrasted here. What does that mean?
Well, it means you’re comparing two things
to show the difference, instead of the similarity.
So you’re showing how two things are different.
For example:
The colors contrasted too much and didn’t look good together.
Now we also see this word literacy.
Now, oftentimes when we’re talking about literacy,
we mean the ability to read.
That’s not what it means here.
Here, we’re specifically talking about competence or knowledge
in a specific area.
Do you have literacy in any area?
Someone might have great music literacy—
they know all about reading and maybe even writing music.
Well, how does our article continue?
We read here:
He believed that building wealth meant running a business and investing in sources of passive income.
Passive is a great word for you to know, friends,
and you learned about that in your Language Lab today.
Make sure you write it down and don’t forget it!
The other thing we want you to learn from this sentence
is the phrase: to run a business.
Okay—to run a business specifically means
to supervise the operations of a business.
Often, whoever is running the business is making the decisions.
Here’s an example:
She began running her family’s business after her dad passed away.
She was then in charge and made the decisions.
But we see here that Kiyosaki writes:
"If you work for money, you give the power to your employer. If money works for you, you keep the power and control it."
This is a very interesting concept.
You all can think about whether you agree with this or not,
right?
As we go to today’s Info Cloud:
Welcome to Info Cloud, everyone!
Do you ever wish you had more money? Who doesn’t?
I remember when I was a kid,
if I asked my dad to buy something expensive,
he would say:
"Rex, money doesn’t grow on trees."
Mmm.
I think every parent says that to his or her kids at some point.
I agree!
But you know, paper money does indirectly come from trees.
Pointing that out to your parents probably wouldn’t help your cause, though.
Yes, we all know money is something that must be earned,
and it is often earned through hard work.
You can’t just find a money tree and pick off a hundred-dollar bill
like it’s an apple.
The phrase "money doesn’t grow on trees"
goes all the way back to the 18th century.
It means our money or resources are not unlimited.
Another phrase parents might use is:
"I’m not made of money."
That’s an interesting picture, for sure!
If someone is rich, we might say:
"They are made of money."
It’s used to describe someone who seems to have endless cash available to them.
Saying "money doesn’t grow on trees"
or that "you’re not made of money"
are two ways to express the same thing:
You don’t have a source of limitless income,
so you must be wise about how you spend your money.

Money doesn’t grow on trees 钱不是那么容易得到的
我們都知道賺錢不容易,經常跟大家分享一句常用語:Money doesn’t grow on trees
(錢不是從樹上長出來的)
很多時候,當小孩想要買很貴的玩具,可能會聽到父母說:
Money doesn’t grow on trees.
這是在表達:錢不會憑空出現,不能亂花錢。
另外一個父母可能會用的說法是:
I’m not made of money.
意思是「我不是用錢做的」或「我沒那麼多錢」。
不管怎麼說,在生活中我們都需要有智慧地使用金錢,因為:Money doesn’t grow on trees.
這就是今天的 InfoCloud,我們下次雲端見!

Rich Dad Poor Dad
One key point he emphasizes is what assets do —
they put money in your pocket.
He contrasts that with liabilities —
they take money out of your pocket.
Many people acquire liabilities
thinking that they are assets.
For example, your home or car that you get a loan for
is a liability because you keep paying money out for it.
Income-producing real estate,
which generates money for you, is considered an asset.
再來看名詞 asset,意思是「資產」或「財產」。
例句:
The banker told me that my assets were safe, but could be invested more wisely.
銀行職員告訴我,我的資產很安全,但可以進行更明智的投資。
或是:
The most valuable asset my grandmother owned was an autographed photo of Elvis Presley.
我祖母擁有的最寶貴資產,是一張貓王 Elvis Presley 的親筆簽名照片。
Asset 也可以指「優點」或「長處」,譬如:
There will be a lot of competition for the librarian job, but your friendly personality will be an asset.
圖書館管理員的職位競爭會很激烈,但你親切的個性將是一個優勢。
Okay friends, now we are going to learn about one key point from this book.
One key point he emphasizes is what assets do —
they put money in your pocket.
Now what does this phrase “to put money in your pocket” mean, John?
Does it mean that you take money and literally put it in your pocket?
Well, it could —
but here, it means to earn personal money.
So it’s something that you yourself can keep.
It’s your money.
For example, you could say:
The side hustle helps him put money in his pocket.
He contrasts that with liabilities.
Liabilities is such a good word for you to know, friends.
This is when you are legally responsible for something.
And oftentimes, a liability is someone or something
that puts you at some kind of disadvantage.
That’s right —
it’s causing you risk because you are responsible or liable.
You could also use this to describe something that causes risk.
You could say:
He was a liability to his team because of his temper.
That’s a good point —
so people or things can be liabilities.
We aren’t talking about people in this lesson though, friends.
Let’s find out what our writer means:
They take money out of your pocket.
Oh, this is great —
this is just the opposite of the phrase we just learned:
To put money in your pocket.
So I guess to take money out of your pocket would be to…
spend money in some way?
Yeah — you can think of this as
talking about your personal savings.
If something is taking money out of your pocket,
it is a liability, and it’s making you lose money in the long term.
We read here that many people acquire liabilities
thinking they are assets.
Acquire here means to get for yourself.
For example:
How many awards has he acquired?
It kind of has the idea of collecting things.
If you are collecting assets,
you are trying to acquire more and more of them.
For example:
Your home or your car that you get a loan for is a liability.
Why? Because you keep paying money out for it.
Now, if you pay out for something —
it’s just like what it sounds like.
It means you are paying a large sum of money for something.
Yeah, this way of saying “paying” suggests that you are
taking money out of your pocket,
and emphasizes the pain of paying.
You could say:
“Well…”
We read on here that there is a kind of something
that is not quite a liability:
Income-producing real estate,
which generates money for you,
is considered an asset.
And that’s compared to just a home
where you have to pay for repairs.
That word generate means to make or produce something.
I know you’ve seen it before, right?
Here’s how you could use it in a sentence:
The windmill generates energy.
So it’s making something — or producing something.
And that’s the idea here.
If you aren’t paying on a loan for your home,
but instead that home you own —
you are, for example, renting out to others —
that is income-producing real estate.
That’s right!
This month we talked about solar power too,
and we talked about generators — things that make energy.
But here, we’re talking about assets — things that generate money.
Well friends, he’s given us some interesting things to talk about.
What do you think?
For now, let’s go to our Fun Fact!
Hello fact friends!
I am Detective Ernest Finder,
and I have a fun fact for you today:
Did you know Rich Dad Poor Dad was turned into a board game
about making money?
Ha! Interesting!
And did you know —
if you buy the board game,
the people who made the game will become rich?
Haha!
And that is today’s fun fact.
Well friends, we have received a lot of financial advice today
from the book Rich Dad Poor Dad.
And I’m wondering:
Which advice from this book do you think is really important,
or do you want to remember?
I remember Robert Kiyosaki writes:
If you work for money, you give power to your employer.
Now, I’m not all that worried about who has power over me,
but I do think it’s really important to think about
why we do our work.
Also, think about why you get an education.
What is your highest reason for doing the things you do?
Very interesting.
The piece of advice that I really liked
was the idea that sometimes homes and cars are not actually assets —
they are liabilities.
This is really useful advice for me
because sometimes I see what other people have,
and I am tempted to want what they have.
But it’s good for me to remember that things aren’t what’s most important in life,
and sometimes, they’re even liabilities.
All right friends, that’s all the time we have for today.
My name is Anne Marie —
and my name is John.
Friends, thank you for joining us today.
We’ll see you next time right here on
Studio Classroom.


Rich Dad, Poor Dad 富爸爸,窮爸爸(下)
空中英語教室 20250417
(使用CapCut 自動字幕功能)
只要修正英文文法,保留原文,同時將簡體中文修改為繁體中文
hello friends
my name is Anne Marie
and today is a great day to learn something new
so let’s do that together, friends
my name is John and this is
Studio Classroom. We are on day two of our article called
Rich Dad Poor Dad.
This is a summary of a book
where
we are learning some very interesting financial advice.
That’s right. There’s an author,
Robert Kiyosaki,
and he has been telling us all about how to be
financially literate
and how to make our money work for us.
That’s right.
He has used two different people as an example in his book:
his own poor father and his friend’s rich father.
He’s talked about how these two men had different
philosophies when it came to money.
That’s right. There are two words that are important —
we learned them yesterday:
assets and liabilities.
Assets are things that you own and they make
more money for you.
But liabilities are things you own,
like a car, that might just take money
out of your pocket.
That’s right. Now,
we have more financial advice to learn from this book in
today’s lesson.
So let’s get right to our first reading for today:
Rich Dad Poor Dad
Kiyosaki
highlights the importance of becoming financially literate.
He stresses that a person’s single
most valuable asset is their mind,
which needs to be trained
well to develop financial intelligence.
He believes that the educational system
needs to teach the basics of financial management,
including risk assessment
and wealth building — both part of financial literacy.
Although less educated than the poor dad,
the rich dad had learned to invest
money and run a business to build wealth,
and by doing so, he had become financially successful.
Hi, I’m Jack。今天的 usage tip 是:although 或 when或 if 加現在分詞或過去分詞,
後面接主要子句的句型。
來看課文這句:
Although less educated than the poor dad, the rich dad had learned to invest money and run a business to build wealth.
這個句型是運用「分詞構句」,less educated 來補述主要子句主詞the rich dad 的狀態。
分詞構句以現在分詞或過去分詞為首,但分詞前面可以保留重述連接詞來表達分詞構句與
主要子句之間的關係,比如讓步、時間先後、條件等等。
本句就保留了 although,來強調讓步的關係。
來看例句:If leaving early, we can avoid the traffic jam on the highway.
我們如果提前離開,就可以避開高速公路上的塞車。
Thank you so much, Jack.
All right, friends,
we are going to review a word here in this first sentence.
See if you remember which one
it is:
Kiyosaki highlights the importance of becoming financially literate.
That’s right. We talked about literacy in yesterday’s lesson.
Sometimes when you see the word literate,
we are talking about the ability to read and write.
But that’s not what it means in this context, is it, John?
No, it’s not. Here, being
literate or financially literate
means knowing about the subject of finances, in this example.
But yeah, it normally does mean being able to read.
Just for your curiosity,
illiterate means not being able to read.
We also see another word
here, don’t we?
To highlight something. To highlight means to
focus on something,
or to
emphasize. We’ve all probably used a highlighter in school,
right?
That’s right. And when you use a highlighter,
you mark things that are
important for you to know or important for you to remember.
Now here’s how you could use highlight in a sentence:
The story highlighted the importance of telling the truth.
So the meaning here is that the story’s point
was that telling the truth is important — it focused on
that fact. But how does our lesson continue, John?
Well,
he has highlighted something. He stresses that a person’s
single most valuable asset is their mind,
which needs to be trained
well to develop financial intelligence.
We talked about financial literacy, right?
And here we have financial intelligence now.
Emory, intelligence means the ability to get
and apply — or use — knowledge
and skills, right?
That’s right.
And we can talk about a person as being, in general, intelligent.
This just means that they are very smart and that they can process information well.
Here’s another example of how you could use intelligence in a sentence:
His level of intelligence surpassed that of his peers.
So what this means is he was more intelligent than others.
We’ve been seeing this word a lot in AI, right? Artificial Intelligence.
Computers seem to be getting the ability to apply their knowledge and skills, so to speak.
Well, he believes something here—our author.
He believes that the educational system needs to teach something.
That’s right. Kiyosaki believes that the educational system needs to teach the basics of financial management.
I couldn’t agree more.
I think it’s really important, while people are in school, that they learn not just about money and how to make money,
but also how to manage their money—how to save it and invest it.
We see here: including risk assessment and wealth building.
What do we mean when we’re talking about risk assessment?
Well, when you assess something,
it means that you’re evaluating it or you’re estimating the nature, ability, or quality of it.
Oh, okay, so I could say:
I made an assessment of the old bridge, and I decided it was too dangerous to drive the truck over it.
Have you ever made an assessment about something?
Well friends, we read here that he says:
Although less educated than the poor dad, the rich dad had learned to invest money and run a business to build wealth.
You learned about that sentence pattern in your Usage Tip, but how does our article continue?
Well, we read here:
By doing so, he had become financially successful.
So friends, the point of this whole section is that
risk assessment and wealth building are part of financial literacy.
And if you understand these things and use your mind as your greatest asset,
this will help you to accumulate wealth—maybe not in the traditional way.
That’s right. We learned this word yesterday and it’s so important: wise.
How can we be wise?
How can we live in a way where we’re making good decisions?
I really believe that life is about more than money,
but it’s helpful to know how to use your money to bless the people around you.
That’s a really great point.
All right friends, we have more to learn about this,
so don’t go anywhere—it’s time for our next reading:
Rich Dad Poor Dad
Two closely related factors, the author says, that need to be considered
are a person’s ability to be bold
and their ability to take calculated risks.
Fear of taking risks and job security
often hinder people from doing those things.
Another common pitfall
is taking a passive approach to investment opportunities.
However, they don’t fall into one’s lap often,
so it is essential that a person
develop a mindset of looking for opportunities to increase their income.
And everyone needs to remember that failure is a learning opportunity.
我們來看 hinder 這個動詞,意思是「阻礙」。
來看例句:
I wanted to finish the report by Wednesday, but was hindered by my computer breaking down.
我本來想在週三前完成報告,但因為電腦故障而受阻。
或是:
Although Becky worked overseas, she didn’t let the distance hinder her from staying in touch with her family.
儘管 Becky 在國外工作,但她並沒有因距離遙遠而妨礙與家人保持聯繫。
Hinder 的名詞是 hindrance,
譬如:
Pain from an old foot injury was a hindrance to his goal of finishing the marathon.
腳部舊傷帶來的疼痛,阻礙了他完成馬拉松比賽的目標。
Okay friends,
let’s continue learning now
about some of these tips that Kiyosaki has in his book,
Rich Dad Poor Dad.
Two closely related factors
the author says need to be considered
are a person’s ability to be bold
and their ability to take calculated risks.
First, let’s talk about factors. These are the two factors.
All right, here’s the definition of a factor:
A factor can just be a fact, actually,
but normally it’s a circumstance
or influence that contributes to a result.
So there are often a lot of factors
behind why something happens. For example:
What were the factors that made you want to quit your job?
There was probably some kind of reason or
fact that made you do it.
These are the factors.
So in our situation here, there are two factors—
and these are a person’s ability to be bold
and their ability to take calculated risks.
We need to talk about this word: calculated.
This is when you do something with
full awareness of the likely consequences.
Ooh, okay—so full awareness. So you’re thinking about it.
You could say:
I made a calculated decision to buy a new car.
I thought about all the prices.
Friends, you know there’s a noun—calculator, right?
You use that in math class.
Your calculator thinks about all the numbers
and then gives you an answer.
That’s right.
We read on:
Fear of taking risks and job security often hinder people from doing those things.
We learned about that word hinder in your Language Lab today—
to keep you from doing something.
Another common pitfall is taking a passive approach
to investment opportunities.
Let’s talk about what a pitfall is, John.
Okay. A pitfall is defined as a hidden danger or difficulty.
An old-style trap used to be digging a pit,
putting spikes in it, and covering the top to catch
animals, right?
So a pitfall is a danger that you’re not expecting.
Here’s an example that directly applies to you, friends:
It’s good to identify common pitfalls of language learners.
Many people who are learning English all experience
similar problems or make the same types of mistakes.
If you can identify those pitfalls,
it will really improve your language learning.
Now we also see this word passive here, friends.
This means to accept or allow what happens to you
without taking an active response.
I could say:
I’m pretty passive when it comes to shopping.
I let my wife do all the shopping.
Friends, passive is like that word peace—
it comes from a similar Latin word, pax.
So you’re kind of peaceful.
You’re not looking for new investment opportunities,
and therefore, you might not find them.
But there’s a problem with that. We read:
However, they don’t fall into one’s lap often.
To fall into your lap isn’t talking about something
physically falling into your lap.
It’s talking about something
happening when you’re not making your own effort to do it.
You could say:
Wow, the new job just fell into my lap.
I wasn’t looking for a new opportunity.
We also read:
So it is essential that a person develop a mindset
of looking for opportunities to increase their income.
This word mindset is one you’ll hear a lot,
and it just means your way of thinking or your mental state.
Here’s an example:
She’s difficult to talk to because she has
a different mindset than most other people.
She thinks a different way.
So we need to develop a mindset, a way of thinking,
where we’re looking for opportunities to increase our income.
And everyone needs to remember that failure
is a learning opportunity.
We’ve talked about that on this program before.
Failure is your friend.
That’s right. Anytime you’re training,
there’s always a process.
It’s okay not to be perfect.
And sometimes there’s a lot of shame around money,
so if you feel like you’re not very financially literate,
don’t worry about it—just learn with us.
That’s right.
All right friends,
right now let’s learn something new in today’s Info Cloud.
Hello everyone, welcome to Info Cloud!
Rex, you know,
I’ve always been careful with money.
I like to think of it this way:
A penny saved is a penny earned.
Um, well, saving money is great, Garrett,
but saving is not the same as earning money.
That’s true,
but the outcome is the same.
Whether you avoid spending money or earn more money,
the result is you have that money in your pocket
or in your bank account.
I think that’s a great mindset, Garrett.
Like if I skip buying a fancy coffee every day,
I’m essentially giving myself extra money to use later—
and that money adds up.
True.
You can also save money by buying a cheaper alternative
to something you need to buy anyway.
Often, you don’t need the most expensive version of something—
just get something that works.
I recently started packing my lunch instead of eating out.
It’s healthier,
and I save a good amount of cash each week.
A great idea!
So for everyone out there,
remember that saving—even small amounts—
can make a big difference over time.
After all, a penny saved really is a penny earned.

a penny saved is a penny earned 省一分錢就是賺一分錢
在生活中,如何省錢是一個很大的課題,因為 a penny saved is a penny earned(省一分錢就是賺一分錢)。
這句話是在表達:省下來的錢就等於你賺到的錢。
雖然省錢和賺錢不完全相同,但結果是一樣的:你口袋裡或是銀行帳戶裡有更多的錢。
如果每天不買昂貴的咖啡,或者自己帶午餐而不是外食,這樣不僅更健康,每個月還可以省下不少錢。
A penny saved is a penny earned 是一個很好的理財觀念,能夠幫助我們養成省錢的好習慣。
這就是今天的 Info Cloud,我們下次雲端見!

Rich Dad Poor Dad
These are just a few of the principles that Kiyosaki
believes are key
to developing financial independence and wealth.
On the pages inside the book, more await you.
接下來看動詞 await,意思是「等待」或「即將發生」。
來看例句:
I wonder what awaits us when we return home since we accidentally left all the windows open during the rain.
我不知道回家後等待我們的是什麼,因為下雨時我們不小心沒關上所有窗戶。
或者:
The only thing keeping me calm in this crazy traffic is knowing that at home a wonderful dinner awaits.
在這場恐怖的塞車中,唯一讓我保持冷靜的是我知道家裡有美味的晚餐等著我。
或者:
Every letter that the soldier wrote to his wife ended with the words:
‘I anxiously await being in your arms again.’
這位士兵寫給妻子的每一封信結尾都是:
我迫不及待想再次投入你的懷抱。
Okay friends, it’s time for us to finish out this article.
Let’s see how it ends.
These are just a few
of the principles that Kiyosaki believes are key
to developing financial independence and wealth.
Let’s take a look at a few of the things in this sentence.
First of all, we need to talk about that word principles.
Yeah, what’s a principle here?
A principle is the fundamental truth that
serves as the foundation for something you believe
or a behavior.
It comes from a word that’s similar to the word prince—
like the number one person,
or the person that’s in charge.
But here, your principles are your basic ideas.
Here’s an example of how you could use principle in a sentence:
She managed the company through the principle of fairness.
This means that fairness was most important to her—
that was the main principle.
Now we also see the word key in this sentence, friends.
And a key is something crucially important.
It is one of the most important things.
Ooh, okay. So it can be a noun or an adjective.
Here as an adjective, you could say:
This educational system is really key to succeeding
in the high-tech world of engineering.
But you could also say that something is the key:
Reading books is the key to knowledge.
That’s a great point.
Now friends, as you know,
this is a book summary.
We haven’t been able to talk about all of the information
that was written in this book,
and we find that out in the last sentence of our article:
On the pages inside the book, more await you.
What do we mean when we say more await you here, John?
All right, well,
we use this word because we’ve already been talking about principles.
We name a few,
and then we say more.
So you could also say some other things.
This is one of those words like some, or one, or many
that we use when we’ve already talked about some type of noun.
I see. So the word more here is standing in for the word principles
because we’ve already used it in the previous sentence.
Here’s another example of how you could use this, friends:
If you’re looking for restaurant recommendations,
there are more on that website.
I don’t want to say “restaurant recommendations” twice,
so I use the word more to stand in.
That’s right.
Well friends, now it’s that time.
We’ve been talking a lot about money and how to use it,
but let’s talk about something fun with today’s Fun Fact.
Hello, fact friends!
I am Detective Earnest Finder, and I have a fun fact for you today.
Did you know that real estate means land that can be bought or sold?
But what is real estate?
Well, an estate is a large piece of land that someone owns,
but real estate can be any size.
Do you have any real estate?
This is mine!
And that is today’s Fun Fact.
Alright friends, it’s time for today’s Talk About It question.
Here it is:
Which financial principle do you think is most important, and why?
Make sure you think about how you would answer this question.
Friends, here’s my answer:
And that is to train your most valuable asset—your mind.
Remember, life is about more than money,
but when you train your mind,
you can get wisdom.
I like that.
I also like what we read about yesterday
when we talked about assets and liabilities.
Just because people think their stuff is an asset
doesn’t mean it actually is.
If they’re paying a lot of money for it,
it’s a liability.
And we need to train our minds to think that way.
Well friends, that’s all the time we have for today.
My name is Anne Marie, and I’m John.
Friends, thank you so much for joining us today.
We’ll see you next time right here on Studio Classroom.

好巧,今天20250416的空中英語教室課程:富爸爸,窮爸爸(上)
富爸爸窮爸爸
羅伯特清崎大預言:經濟要崩潰了,趕快做好準備!
思維覺悟 Thought Consc
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