大繼承潮1／生不如死引爆等房族冒出 每年7.8萬棟房屋流向下一代 鏡週刊
台灣正以驚人速度走向超高齡社會，「生不如死」的人口負成長巨浪襲來，催生史上房市規模最大的財富傳承潮。據內政部統計，2025年新生兒數僅10萬7,812人，創歷史新低，但死亡人數卻高達20萬268人，等於是1年少了超過9萬人，隨著戰後嬰兒潮世代逐漸凋零，房地產開始移轉給下一代，也讓全台房產繼承移轉棟數衝上78,324棟歷史新高，「大繼承潮」正式來臨。
房市交易急凍，但「等房族」卻越來越多。受到打房政策及房貸緊縮的拖累，房市買氣陷入9年新低的冰凍期，然而，「繼承移轉」卻衝上新高，因為台灣正進入「生不如死」的人口負成長年代。 這波老化海嘯，掀起房市變化，2025年全台繼承移轉棟數達78,324棟，相較於買賣移轉棟數創9年新低的淒慘市況，繼承市場卻是頻創新高，尤其是台北市繼承移轉棟數年增幅達6.6％，高居六都之冠。
住商機構企劃研究室執行總監徐佳馨觀察，「戰後嬰兒潮」的這群長輩，在台灣經濟起飛的1980至1990年代買房成家，如今年事已高，龐大的房產資產正面臨財富傳承期，而雙北房價居高不下，年輕人購屋痛苦指數爆表，使得「等房」逐漸成為取得房產的主流管道之一。
雙北市成為繼承移轉重鎮，主因是區域房價高昂，年長的屋主，持有房產數十年來已有明顯增值，對於資產配置更加精打細算。
房地產留給子女，應該生前給（贈與）？還是死後給（繼承）？
財富傳承專家R姐廖嘉紅分析，生前贈與要繳贈與稅、一般稅率的土增稅；而繼承的遺產稅享有1,333萬免稅額，且免徵土增稅等優惠，因此採取「繼承移轉」是長輩處理房產的首選。
https://today.line.me/tw/v3/article/RB57Oj3?utm_source=lineshare
“Stoney” Reimagined Lobo
Ive known her since we both were kids
I recall the silly things we did
She would want to ride upon my back
To keep from stepping on a crack
I didnt think of it back then
But even when she did not win
She was happy just to play
Stoney liked to live out every day
Stoney, happy all the time
Stoney, liked the summertime
The joy you find in living every day
Stoney, how I love your simple ways
The times when no one understood life
Seems that Stoney always would
Wed walk for hours in the sand
She would always try and hold my hand
Stoney, happy all the time
Stoney, liked the summertime
The joy you find in living every day
Stoney, how I love your simple ways
No, I dont recollect the time
I fell in love with this old friend of mine
Or when I first saw in her eyes
What she tried so not to hide
Stoney, happy all the time
Stoney, liked the summertime
The joy you find in living every day
Stoney, how I love your simple ways
Stoney, happy all the time
Stoney, liked the summertime
The joy you find in living every day
Stoney, how I love your simple ways
Stoney, happy all the time
Stoney, liked the summertime
The joy you find in living every day
https://www.youtube.com/watch?v=cDOxTs6wr5Y&list=RDEy1aW7uASIg&index=15
