車貸利息最低需要錢想辦信貸請推薦管道車貸利息最低 - 警界之光

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車貸利息最低需要錢想辦信貸請推薦管道車貸利息最低

2017/02/02 06:17

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▲謝淑薇澳網次輪止步。（圖／達志影像／美聯社）

記者路皓惟／綜合報導

澳洲網球公開賽，有多名台灣選手出賽，但18日單日幾乎全敗，僅剩女單謝淑薇因對手傷退挺進64強。台灣時間19日謝淑薇次輪遇上世界第六的席布庫娃（Dominika Cibulkova），在第二盤打到搶七錯失契機，終場以4：6、6：7(8)遭淘汰。

此戰謝淑薇開賽有不錯的手感，連抓下2局，但隨後被席布庫娃追平，即便謝淑薇一度在第7、第8局連趕2局，但席布庫娃3度破發，把握住聽牌機會，謝淑薇盤末失守，輸掉首盤。

次盤謝淑薇兩度保發，但發球手感不如第一盤，一度連掉12分失3局，但在即時回穩後，雙方一路戰到搶七，可惜謝淑薇最終功虧一簣，連輸兩盤止步次輪。

生涯第六度出戰澳網單打賽事，謝淑薇曾在2008年首度參賽時，寫下16強的個人生涯大滿貫單打最佳紀錄；去年她也突破首輪前進到64強，但今年未能突破16強單打最佳紀錄，連2年在澳網次輪落敗。

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（中央社墨爾本17日綜合外電報導）衛冕者「喬帥」喬科維奇（Novak Djokovic）今天在本屆澳洲網球公開賽首度出擊，收拾西班牙重砲手佛達斯柯（FernandoVerdasco）。喬科維奇曾6度在澳網封王，今年名列第2種子，好強不服輸的他在拉佛球場（Rod Laver Arena）花費2小時20分鐘，以6-1、7-6（7-4）、6-2擊敗對手晉級第2輪。 12度大滿貫賽金盃得主喬科維奇之前曾與佛達斯柯交手13次，喬科維奇輸了其中4場。不過佛達斯柯上次贏喬帥已是近7年前的事。1060117

2017週轉金-01-2003:00

WARM WELCOME? Vice President Chen Chien-jen said that protesters should avoid the cold by sending representatives to Sunday’s meeting to discuss issuesBy Stacy Hsu / Staff reporterVice President Chen Chien-jen （陳建仁） yesterday unveiled details of the government’s draft pension reform plan, urging opponents to send representatives to a national affairs conference scheduled for Sunday.Speaking at an afternoon news conference at the Presidential Office, Chen said the draft was drawn up after 20 committee meetings, four regional forums and efforts to solicit opinions from all sectors of society.Chen said the draft plan aims to ensure that the nation’s various pension funds can be sustained for at least another generation, delaying estimations for bankruptcy of the Labor Insurance Fund by nine years to 2036, the public-school teachers’ pension fund by 12 years to 2043 and the Public Service Pension Fund by 14 years to 2044.“Our goal is to make sure that pension funds remain accessible generation after generation and be able to support insured people into their old age,” Chen said.Laying out several key elements of the proposed reforms, Chen said the controversy-dogged 18 percent preferential savings rate for retired public-sector employees taking monthly retirement payments would be lowered to 0 percent in three stages over six years.The saving rate is to be reduced every two years, falling to 9 percent, 6 percent and then 3 percent. It is to be 0 percent from the seventh year on.For those who take their pension as a lump sum, there are two proposed systems: Either the 9-6-3-0 process to reduce the interest rate as with monthly payments, or a separate plan of 12 percent for the first two years, 10 percent in years three and four, 8 percent in years five and six and 6 percent from year seven on.However, public servants whose monthly pension is below a specified floor — to be either NT$25,000 or NT$32,160 （US$791 or US$1,017） — are to retain the 18 percent preferential rate.Chen said that the government intends to cut the income replacement rate for public servants to “75 percent of two times a civil servant’s basic salary” and lower the rate by 1 percentage point each year until it is 60 percent of two times the basic salary.Under current pension plans, government employees receive pensions of up to 95 percent of their pre-retirement income, which is straining national coffers.To make pension funds more sustainable, the average used to determine payments is to be based on a longer timeframe. The proposal is for the average insured salary of the final 15 years of employment to be used to determine pensions, with that number to be reached by adding 12 months to the timeframe each year until the 15-year target is met.Also, the retirement age is to be increased to 65, except for professions of a special nature or those that involve dangerous activities, while the ceiling for labor insurance premiums paid by public servants, public-school teachers and private-sector workers is to be raised stepwise to 18 percent.Other highlights of the proposal include a scheme to allow employees to keep their work years when they switch jobs, including moves between the private sector and the public sector.“The money that is to be saved by lowering the income replacement rate for public servants and the cancelation of the 18 percent preferential rate will be put into the [Public Service Pension] Fund,” Chen said, adding that starting next year the government is to inject NT$20 billion into the Labor Insurance Fund annually.Minister Without Portfolio Lin Wan-i （林萬億）, who is deputy convener and executive director of the committee, said that as the nation has 13 different pension funds, the government plans two stages to reform such a complicated system.“We welcome various opinions at Sunday’s conference. They will be factored into the next stage,” Lin said.Asked to comment on a large-scale demonstration in front of the Presidential Office Building planned for Sunday by civil servants, Chen said that given falling temperatures, it would be better for opponents of the plans to send representatives to the conference, where their voices would be better heard.Additional reporting by CNA新聞來源：TAIPEI TIMES