托福汐止外籍英語家教課程推薦托福 - iank06nf72q4 的部落格

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托福汐止外籍英語家教課程推薦托福

2017/02/01 00:02

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2017-01學英文網站-2003:00

WARM WELCOME? Vice President Chen Chien-jen said that protesters should avoid the cold by sending representatives to Sunday’s meeting to discuss issuesBy Stacy Hsu / Staff reporterVice President Chen Chien-jen （陳建仁） yesterday unveiled details of the government’s draft pension reform plan, urging opponents to send representatives to a national affairs conference scheduled for Sunday.Speaking at an afternoon news conference at the Presidential Office, Chen said the draft was drawn up after 20 committee meetings, four regional forums and efforts to solicit opinions from all sectors of society.Chen said the draft plan aims to ensure that the nation’s various pension funds can be sustained for at least another generation, delaying estimations for bankruptcy of the Labor Insurance Fund by nine years to 2036, the public-school teachers’ pension fund by 12 years to 2043 and the Public Service Pension Fund by 14 years to 2044.“Our goal is to make sure that pension funds remain accessible generation after generation and be able to support insured people into their old age,” Chen said.Laying out several key elements of the proposed reforms, Chen said the controversy-dogged 18 percent preferential savings rate for retired public-sector employees taking monthly retirement payments would be lowered to 0 percent in three stages ov線上英語學習er six years.The saving rate is to be reduced every two years, falling to 9 percent, 6 percent and then 3 percent. It is to be 0 percent from the seventh year on.For those who take their pension as a lump sum, there are two proposed systems: Either the 9-6-3-0 process to reduce the interest rate as with monthly payments, or a separate plan of 12 percent for the first two years, 10 percent in years three and four, 8 percent in years five and six and 6 percent from year seven on.However, public servants whose monthly pension is below a specified floor — to be either NT$25,000 or NT$32,160 （US$791 or US$1,017） — are to retain the 18 percent preferential rate.Chen said that the government intends to cut the income replacement rate for public servants to “75 percent of two times a civil servant’s basic salary” and lower the rate by 1 percentage point each year until it is 60 percent of two times the basic salary.Under current pension plans, government employees receive pensions of up to 95 percent of their pre-retirement income, which is straining national coffers.To make pension funds more sustainable, the average used to determine payments is to be based on a longer timeframe. The proposal is for the average insured salary of the final 15 years of employment to be used to determine pensions, with that number to be reached by adding 12 months to the timeframe each year until the 15-year target is met.Also, the retirement age is to be increased to 65, except for professions of a special nature or those that involve dangerous activities, while the ceiling for labor insurance premiums paid by public servants, public-school teachers and private-sector workers is to be raised stepwise to 18 percent.Other highlights of the proposal include a scheme to allow employees to keep their work years when they switch jobs, including moves between the private sector and the public sector.“The money that is to be saved by lowering the income replacement rate for public servants and the cancelation of the 18 percent preferential rate will be put into the [Public Service Pension] Fund,” Chen said, adding that starting next year the government is to inject NT$20 billion into the Labor Insurance Fund annually.Minister Without Portfolio Lin Wan-i （林萬億）, who is deputy convener and executive director of the committee, said that as the nation has 13 different pension funds, the government plans two stages to reform such a complicated system.“We welcome various opinions at Sunday’s conference. They will be factored into the next stage,” Lin said.Asked to comment on a large-scale demonstration in front of the Presidential Office Building planned for Sunday by civil servants, Chen said that given falling temperatures, it would be better for opponents of the plans to send representatives to the conference, where their voices would be better heard.Additional reporting by CNA新聞來源：TAIPEI TIMES

托福補習班老師

▲據數據顯示，去年訪日旅客創新高，但支出卻年減11.5%。（示意圖／記者蔡玟君攝）

財經中心／綜合外籍老師補習班報導

日本觀光聽（Japan Tourism Agency）初步數據顯示，2016年赴日遊客人次創新高達2400萬人，但外國觀光客每人平均支出卻年減11.5%至15萬5896日圓（約新台幣4.4萬元），也是四年來首次下滑。

據《日本經濟新聞》報導，日本觀光聽長官田村明（Akihiko Tamura）對此表示，貨幣發行是最為主要的原因，不過這並不會減弱消費信心。

該報導指出， 2016年赴日旅遊前5名的國家依序為中國、南韓、台灣、香港及美國，中國訪日遊客去年增加27.6%至637.3萬人、南韓訪日觀光客則增加27.2%至509萬人，而台灣赴日旅客僅增加13.3%至416.7萬人。

值得一提的是，赴日遊玩的澳洲觀光客平均支出成長最多，年增6.7%至24萬6866日圓（約新台幣6.9萬元），雖然中國位居第二名，消費金額達23萬1504日圓（約新台幣6.5萬元），但卻年減18.4%，至於台灣遊客年減11.1%，來到12萬5854日圓（約新台幣3.5萬元）。

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他：工作未滿1年，不算完整履歷

工商時報【台北訊】

在景美女中和青田麗水街區推出手作宅系列「橡園撰」、「麗水翫」的橡園建設，近年致力深耕文山區房市，未來將在鄰近萬坪綠海的木柵公園周遭，結合生態與建築，推出以友善環境、親近自然、芬多精社區為概念的成屋新案「橡園朋」，規畫三房40∼45坪雙併產品，單純均質的28戶，在以文教區著稱的木柵地區，吸引原本的公寓住戶舊屋換新屋，為長輩購置電梯大樓，打造健康樂活的人生。

而新莊與鄰近文山的大安區，則有一群首購新婚族群，看準文山地區相對低檔的房價、高質感的文教氣息，與高密度的公園綠地環境，一次購屋就到位買三房產品，好滿足未來家庭成員的生活與成長空間需求。

從「超豪宅」到「輕豪宅」，在台北市賣房子，不管什麼坪數都能稱做「豪宅」！要如何捨棄過度豪華的包裝、進而顯現住宅真正的價值？建築業的「小清新」橡園建設團隊認為，買房應該是在買生活品質，環境是否舒適，房子蓋得是否用心，好住好用才是重點。

巷口就是木柵公園，擁有優質學區的「橡園朋」，可以滿足三代全齡化的生活需求。住宅不該只是昂貴建材的展示平台，品味也並非只能用金錢堆砌，而是取決於選擇的眼光。有技巧的選材，加上嚴謹施工品管，就足以讓建築價值永存、歷久彌新。他自慢地說：「橡園蓋的手作宅，從來不是最顯眼的那一棟，但絕對會是讓人愈看愈順眼的好房子。」橡園建設手作宅體現了「執著」、「厚工」、「精益求精」的職人精神，不求量產而是量力而為，少量推出的作品屢獲良好銷售反應。

全新完工的「橡園朋」南北座向連梯間都有採光、工作大陽台深約兩米、採用防疫級排水通氣系統和長庚活水設備，精心規劃深受老客戶好評，預定年後正式公開。

「一邊蓋的時候，左鄰右舍會一邊長時間觀察探聽，所以等到開賣時，光是附近鄰居來買或介紹親友買的，至少都占3、4成。」

地址：台北市文山區下崙路11巷13號洽詢電話：（02）2938-2858