1基礎利率調回0%
https://youtu.be/ALmYABhEKDs?si=omar9NWBuZM4Lp--
https://youtube.com/shorts/ij2-US2yp-U?si=eCIdx95zWlGmAczU
https://youtu.be/2IBZPsUwVGc?si=bHAmEAuC7jdXKE-A
https://youtu.be/64HuKDN7p4c?si=AfVERhTiWC0accKY
https://youtube.com/shorts/scqx1ehJkiQ?si=xsvwQsn7wE1Rnfa6
https://youtube.com/shorts/MP18iW8fe5Q?si=9snTQxYE4h7EZgKF
