線上免費學英語湖口托福補習班評價線上免費學英語 - dane8sa1368 的部落格

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線上免費學英語湖口托福補習班評價線上免費學英語

2017/01/31 17:10

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2017-01線上免費學英語-2003:00

WARM WELCOME? Vice President Chen Chien-jen said that protesters should avoid the cold by sending representatives to Sunday’s meeting to discuss issuesBy Stacy Hsu / Staff reporterVice President Chen Chien-jen （陳建仁） yesterday unveiled details of the government’s draft pension reform plan, urging opponents to send representatives to a national affairs conference scheduled for Sunday.Speaking at an afternoon news conference at the Presidential Office, Chen said the draft was drawn up after 20 committee meetings, four regional forums and efforts to solicit opinions from all sectors of society.Chen said the draft plan aims to ensure that the nation’s various pension funds can be sustained for at least another generation, delaying estimations for bankruptcy of the Labor Insurance Fund by nine years to 2036, the public-school teachers’ pension fund by 12 years to 2043 and the Public Service Pension Fund by 14 years to 2044.“Our goal is to make sure that pension funds remain accessible generation after generation and be able to support insured people into their old age,” Chen said.Laying out several key elements of the proposed reforms, Chen said the controversy-dogged 18 percent preferential savings rate for retired public-sector employees taking monthly retirement payments would be lowered to 0 percent in three stages over six years.The saving rate is to be reduced every two years, falling to 9 percent, 6 percent and then 3 percent. It is to be 0 percent from the seventh year on.For those who take their pension as a lump sum, there are two proposed systems: Either the 9-6-3-0 process to reduce the interest rate as with monthly payments, or a separate plan of 12 percent for the first two years, 10 percent in years three and four, 8 percent in years five and six and 6 percent from year seven on.However, public servants whose monthly pension is below a specified floor — to be either NT$25,000 or NT$32,160 （US$791 or US$1,017） — are to retain the 18 percent preferential rate.Chen said that the government intends to cut the income replacement rate for public servants to “75 percent of two times a civil servant’s basic salary” and lower the rate by 1 percentage point each year until it is 60 percent of two times the basic salary.Under current pension plans, government employees receive pensions of up to 95 percent of their pre-retirement income, which is straining national coffers.To make pension funds more sustainable, the average used to determine payments is to be based on a longer timeframe. The proposal is for the average insured salary of the final 15 years of employment to be used to determine pensions, with that number to be reached by adding 12 months to the timeframe each year until the 15-year target is met.Also, the retirement age is to be increased to 65, except for professions of a special nature or those that involve dangerous activities, while the ceiling for labor insurance premiums paid by public servants, public-school teachers and private-sector workers is to be raised stepwise to 18 percent.Other highlights of the proposal include a scheme to allow employees to keep their work years when they switch jobs, including moves between the private sector and the public sector.“The money that is to be saved by lowering the income replacement rate for public servants and the cancelation of the 18 percent preferential rate will be put into the [Public Service Pension] Fund,” Chen said, adding that starting next year the government is to inject NT$20 billion into the Labor Insurance Fund annually.Minister Without Portfolio Lin Wan-i （林萬億）, who is deputy convener and executive director of the committee, said that as the nation has 13 different pension funds, the government plans two stages to reform such a complicated system.“We welcome various opinions at Sunday’s conference. They will be factored into the next stage,” Lin said.Asked to comment on a large-scale demonstration in front of the Presidential Office Building planned for Sunday by civil servants, Chen said that given falling temperatures, it would be better for opponents of the plans to send representatives to the conference, where their voices would be better heard.Additional reporting by CNA新聞來源：TAIPEI TIMES

▲台股示意圖。（圖／記者張一中攝）

財經中心／台北報導

半導體12吋擴產進入新一波大爆發期，光是中國就有10座廠興建中，使得12吋矽晶圓供貨吃緊，矽晶圓供應商宣布將調漲今年第一季合約價，漲幅達15%到20%，為近4年首度出現調漲，且漲幅創歷史新高，環球晶圓（6488）將同步受惠。17日收漲2.54%，收在121元。

環球晶圓日前完成併購SunEdison半導體，躋身為全球第3大半導體矽晶圓廠，除8吋矽晶圓月產能增為100萬片，12吋矽晶圓產能因此大增，從原有月產能20萬片，提高到75萬片。

市場分析，環球晶圓去年12月營收大幅成長148%，去年全年合併營收達184億元，年增20.36%，在完成對丹麥半導體廠Topsil與全球第四大半導體矽晶圓廠SEMI的併購後，公司不論在市占率提升與營運上，都更具規模經濟，未來對於產品的定價能力也可以變高。

法人估計，環球晶圓併購SunEdison半導體後，今年集團營收可望大增；在獲利方面，由於近期半導體矽晶圓價格明顯走揚，甚至部分產品漲幅可達約二成，也有助於SunEdison半導體部門，力拚在今年內就開始轉盈。

在權證市場上，國泰證券金商部建議，在看好環球晶潛在機會下，投資人可考量以權證介入，在股價上漲時，可獲得較高於現股的槓桿表現，如環球晶國泰66購01（727231）、環球晶國泰67購01（727410）或是環球晶康和65購02 （726836），目前這3檔皆仍有150天以上操作時間。

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（中央社記者林宏翰屏東14日電）職棒Lamigo桃猿隊今天在屏東球場春訓，領隊劉玠廷談到，農曆春節之後機場捷運通車，桃園主場交通更便利，而球團也將提升球員訓練設施，打造全新的水療池。桃猿隊去年沒有打進季後賽，無緣三連霸，全年戰績墊底，劉玠廷今天在祈福儀式之後，對全隊講話，「去年成績不理想，新的球季球團各方面都有補強，大家一起把去年失去的討回來」。不同於近兩年先在辦桃園開訓儀式再南下，桃猿隊今年直接在屏東開始春訓，另外找時間回北部辦活動。劉玠廷說，主要是配合機場捷運開通，會有搭配的活動。劉玠廷說，過去球迷到桃園球場有3種主要交通方式，高鐵轉接駁車、開車、騎機車，之後多了機場捷運的選擇，票價與搭高鐵接近，但不怕球賽打得比較晚，也有利人潮疏散。桃猿隊主場逐年進化，陸續增設「小飛機」升降舞台、戶外用餐區、LED帶狀螢幕等，今年球季則是提升選手的訓練設施。劉玠廷表示，主場將有全新的重量訓練室、冷熱水療池，不再是傳統泡在「鐵桶」裡的水療方式，設備比較豪華，「我們有自己的主場，選手待在球場的時間很久，希望把這個家，弄得更舒服一點」。至於去年底傳出與FOX體育台的電視轉播問題，劉玠廷說「商業內容不好多說，希望問題可以早日解決，不會讓球迷的權益受損」。1060114