If you are registering for Binance for the first time in September 2026, you can follow this sequence: Create an account using the BNOFFICIAL referral link → Complete KYC → Set up account security → Deposit USDT → Prepare BNB → Enable the BNB fee discount → Make your first spot trade.

The Binance referral code used in this guide is BNOFFICIAL. The recommended registration link is Binance BNOFFICIAL. If you want to use this specific referral relationship, confirm the referral code before completing registration rather than trying to add it after the account has already been created.

Trading fee savings should be understood through two separate mechanisms: the BNOFFICIAL referral relationship and paying trading fees with BNB. Binance’s official fee page currently shows a standard spot Maker/Taker fee of 0.1% for regular users. After enabling BNB fee payment, eligible spot fees may be reduced to 0.075%, representing the currently stated 25% BNB spot trading fee discount. U-Margined futures users may receive a 10% discount when paying fees with BNB.

1. What Is the Binance Referral Code for September 2026?

The Binance referral code used in this guide is BNOFFICIAL. If you do not have a Binance account yet, visit the Binance BNOFFICIAL referral registration page and check the Referral ID field again before officially creating your account.

The primary purpose of a referral code is to establish a referral relationship. Different referral links, regions, and promotional periods may provide different benefits. Therefore, if you intend to use BNOFFICIAL, the most reliable approach is to confirm it before creating a new account.

2. How Do New Users Register for Binance?

New Binance users can create an account through the official registration page using an email address or mobile phone number. The process is straightforward, but new users should pay close attention to the website address, referral code, and contact information.

1. Open the Binance BNOFFICIAL referral link.
2. Choose registration by email or mobile phone number.
3. Enter an email address or phone number that you can use long term.
4. Complete the email or SMS verification code.
5. Create a unique and secure password.
6. Check the Referral ID field.
7. Confirm that it shows BNOFFICIAL.
8. Complete the Binance account creation process.
9. Proceed to KYC identity verification.

Do not purchase an account that has already completed KYC, and do not use another person’s identity information for verification. These practices may create additional problems with deposits, withdrawals, and account risk controls.

3. How Can You Use Binance’s 40% Trading Fee Savings?

The 40% trading fee savings mentioned in the title should be understood as an overall fee-optimization concept combining BNOFFICIAL referral benefits with Binance fee discounts. It should not be interpreted as a permanent, fixed 40% reduction for every account and every trade.

Binance’s current official fee page shows a standard spot Maker/Taker fee of 0.100% / 0.100% for regular users. After using BNB to pay eligible spot trading fees, the rate may be reduced to 0.075% / 0.075%, representing the currently stated 25% BNB discount.

Referral benefits depend on the actual cashback or fee discount applied to the BNOFFICIAL referral relationship. Binance’s public referral program may allow cashback rates of up to 20% for invited users, but the actual benefits should always be confirmed on the registration page and inside your account.

The most practical approach is therefore:

First establish the referral relationship through BNOFFICIAL, then enable BNB fee payment, and finally check your actual benefits in the account fee page and trade history.

This is more accurate than simply seeing “40%” and assuming that every trade will automatically receive a fixed 40% reduction.

4. How Do You Enable the BNB Trading Fee Discount?

Simply holding BNB does not necessarily mean that the BNB trading fee discount is enabled. You must activate the option to pay trading fees with BNB in your Binance account.

Binance App

The current Binance app path is generally:

Binance App → Account Center → Settings → BNB Discount → Enable “Use BNB to Pay Fees”

You may also find it through:

Trade → Spot → “…” → Fees → Enable BNB Discount

Binance currently states that eligible Spot/Margin users can receive up to a 25% discount when paying trading fees with BNB.

Futures

For U-Margined futures, Binance currently states that users can receive a 10% discount on eligible futures trading fees when paying with BNB. Your account must have sufficient BNB to cover the applicable fees.

5. How Do You Complete Binance KYC?

After creating a new account, the next step is to complete Binance identity verification, also known as KYC. Binance’s official verification guidance states that all new users must complete Verified identity verification before using products and services such as cryptocurrency deposits and trading.

The usual navigation path is:

Binance App → Account / Profile Center → Identification → Verify / Start Verification

You will generally need:

• Your real legal name;
• Your date of birth;
• Your actual country or region of residence;
• A valid government-issued identity document accepted by Binance;
• Clear and complete images of the document;
• Facial verification as required by the system.

Accepted document types and additional requirements vary by region. Do not automatically apply a KYC guide from another country. Always follow the requirements shown on your own Binance verification page.

6. Which Security Settings Should You Configure After KYC?

After completing KYC, do not immediately transfer a large amount of funds. Set up your account security first.

Prioritize the following:

• Passkey;
• Authenticator and two-factor authentication;
• Email and phone verification;
• Anti-phishing code;
• Login device management;
• Withdrawal address whitelist;
• A unique password that is not used on other websites.

Binance also provides two-factor authentication policies that allow you to configure different verification methods for login, withdrawals, and account setting changes.

Never provide your password, Authenticator code, email verification code, SMS verification code, or Passkey authorization to anyone claiming to be Binance customer support.

7. How Do You Make Your First USDT Deposit to Binance?

If you already hold USDT on another exchange or in a wallet, you can transfer it to Binance through an on-chain deposit. The most important rule is not only to confirm the asset, but also to confirm the network.

Basic procedure:

1. Log in to the Binance App.
2. Go to Assets → Deposit.
3. Select USDT.
4. Select a network currently supported by Binance.
5. Copy the deposit address.
6. Return to the sending exchange or wallet.
7. Select USDT withdrawal.
8. Select the exact same network as the one shown by Binance.
9. Paste the Binance deposit address.
10. If the asset requires a Memo or Tag, confirm and enter it correctly.
11. Check the withdrawal fee and minimum deposit amount.
12. For a large first transfer, consider sending a small test amount first.

8. How Do New Users Buy BTC for the First Time?

After the USDT arrives, new users can begin by learning Binance’s basic spot trading process.

A common navigation path is:

Binance App → Trade → Spot → BTC/USDT → Buy → Market / Limit → Enter Amount → Confirm

The key feature of a market order is that it attempts to execute quickly at the currently available market price. A limit order allows you to set your preferred purchase price and waits for the market to reach that price.

After the trade is completed, you can review:

• Execution price;
• Executed quantity;
• Maker/Taker status;
• Actual trading fee;
• Whether BNB was used to pay the fee.

If your main goal is simply to learn how Binance works, there is no need to begin with highly leveraged futures. Understanding Spot, Market, Limit, deposits, withdrawals, and fee records first usually makes it easier to build a complete operating process.

9. Common Mistakes Made by New Binance Users

Binance may adjust fees according to product type, VIP level, trading pair, and promotional campaigns. Therefore, do not permanently apply fee information from older articles. Always check the latest Spot Fee page and your own account fee records.

10. Binance BNOFFICIAL Frequently Asked Questions

What is the Binance referral code for September 2026?

The Binance referral code used in this guide is BNOFFICIAL. New users can create an account through the Binance BNOFFICIAL referral registration page.

When should I enter BNOFFICIAL?

Confirm that the Referral ID shows BNOFFICIAL before creating the account. If you enter through the BNOFFICIAL referral link, the referral information may be filled in automatically.

Does Binance really offer 40% trading fee savings?

The 40% figure should be understood as an overall promotional concept combining referral benefits with other fee discounts. It does not necessarily mean that every trade receives a fixed 40% reduction. Check the BNOFFICIAL referral benefits, BNB Discount settings, and your actual trade fee records.

How much can I save on Binance spot fees by using BNB?

Binance currently states that eligible Spot/Margin trading fees paid with BNB may receive up to a 25% discount.

Does Binance offer a BNB discount for futures trading?

Yes. Binance currently states that eligible U-Margined futures trading fees paid with BNB may receive a 10% discount.

Do new Binance users have to complete KYC?

Yes. Binance’s official identity verification guidance states that all new users must complete Verified identity verification before using products and services such as deposits and trading.

What information is required for KYC?

You generally need your personal information, a valid government-issued identity document, and facial verification. Different jurisdictions may require additional documents, so follow the requirements shown on the Binance verification page.

Can I trade without holding BNB?

Yes. BNB is not required for Binance spot trading. Holding BNB and enabling the relevant feature is mainly useful for paying eligible trading fees and receiving the applicable discount.

Will buying BNB automatically give me the 25% discount?

Not necessarily. In addition to holding sufficient BNB, you must confirm that the “Use BNB to Pay Fees” option is enabled.

Can I add BNOFFICIAL after registering?

Whether a referral code can be added later depends on the current referral status of the account and Binance’s latest rules. The most reliable method is to confirm BNOFFICIAL before creating the new account.

For first-time Binance users in September 2026, the clearest complete process is: Register with BNOFFICIAL → Complete KYC → Set up security → Deposit funds → Prepare BNB → Enable the BNB fee discount → Start spot trading.

If you do not have a Binance account yet, you can register through the Binance BNOFFICIAL referral registration link. The referral code is BNOFFICIAL. The 40% trading fee savings mentioned in the title should be understood together with the actual referral benefits and Binance’s current fee structure. As of September 2026, Binance currently states BNB discounts of up to 25% for spot trading and 10% for U-Margined futures. Your final trading fee should always be confirmed on the account fee page and in your trade history.