Bybit Referral Code BTC9149 (Sep 2026)｜Bybit Card Guide｜Up to 33% Fee Rebate

The Bybit Card is a crypto debit card launched by Bybit exchange, allowing you to spend your crypto assets directly on everyday purchases, online shopping, and ATM withdrawals — no need to convert to fiat and transfer to a bank account first. For Taiwan-based users who hold crypto and want flexible real-world spending options, the Bybit Card is a highly convenient tool. This article provides a complete overview of what the Bybit Card is, its features and rewards, eligibility requirements, the application process, and important usage notes. Register on Bybit with referral code BTC9149 to claim up to 33% fee rebate and lower your trading costs.

BTC9149

Enter the code above in the referral field during registration

Bybit Overview & Referral Code Benefits
What Is the Bybit Card?
Bybit Card Core Features & Rewards
Eligibility & Required Documents
How to Apply for the Bybit Card
Usage & Important Notes
Frequently Asked Questions
Risk Warning

1. Bybit Overview & Referral Code Benefits

Bybit is a world-leading cryptocurrency exchange, best known for derivatives trading. It offers spot trading, perpetual futures, options, wealth management, and more. With an intuitive interface and deep liquidity, Bybit is a favorite among derivatives traders and continues to expand into payments and crypto card solutions.

Register on Bybit with referral code BTC9149 to receive up to 33% fee rebate. Rebates are settled automatically to your account each month. For active traders, this adds up to significant savings over time. Registration link: https://partner.bybit.com/b/BTC9149

2. What Is the Bybit Card?

Bybit Card is a crypto-powered debit card launched by Bybit in partnership with payment service providers, supporting the Visa network. Its core advantage: your crypto assets are converted to fiat in real time at the point of sale — no need to pre-convert or withdraw to a bank account.

Key highlights:

Physical + Virtual Card: The physical card works at retail stores and ATMs; the virtual card is ideal for online shopping and mobile wallets.
Multi-Currency Support: Spend BTC, ETH, USDT, and more directly — the system handles the conversion automatically.
Real-Time Conversion: Crypto is converted to fiat at the prevailing market rate the moment you pay. No manual steps required.
Cashback Rewards: Earn crypto cashback on eligible purchases (actual rates subject to Bybit's official announcements).
Assets Stay on Platform: Your spending limit is linked directly to your Bybit Funding Account balance — no need to top up a separate card account.

3. Bybit Card Core Features & Rewards

Feature	Description	Notes
In-Store Payments	Accepted at Visa merchants worldwide	Auto-converts crypto to local fiat
Online Shopping	Virtual card for e-commerce checkout	Compatible with Apple Pay / Google Pay
ATM Withdrawals	Withdraw local fiat from ATMs with the physical card	ATM operator fees may apply
Cashback Rewards	Earn crypto cashback on eligible purchases	Rates subject to official announcements
Multi-Currency Spending	Supports BTC, ETH, USDT, and more	Auto-selects optimal conversion route at checkout

Quick Tip: Bybit Card reward programs, fee structures, and supported regions may change based on policy updates. Please check the Bybit Card page for the latest announcements before applying — always refer to official information.

4. Eligibility & Required Documents

Before applying for the Bybit Card, you must meet the following criteria:

Requirement	Details
Bybit Account	Must register and complete KYC identity verification
Identity Verification	Passport or national ID + proof of address (e.g., utility bill)
Location	Must be in a region supported by Bybit Card (see official announcements)
Account Balance	Funding Account must hold a sufficient crypto balance for spending

5. How to Apply for the Bybit Card — Step by Step

Step 1: Register a Bybit Account

Register via the referral link https://partner.bybit.com/b/BTC9149 (referral code BTC9149 auto-filled).
Complete email or phone number verification.

Step 2: Complete KYC Verification

Go to "Account" → "Identity Verification".
Select individual account and upload your ID document (passport or national ID).
Complete facial recognition verification.
Upload proof of address (e.g., utility bill or bank statement issued within the last 3 months).
Wait for approval (typically 1–3 business days).

Step 3: Apply for the Bybit Card

Once KYC is approved, navigate to the "Bybit Card" section in the Bybit App or web portal.
Click "Apply for Card" and choose physical, virtual, or both (recommended).
Confirm your personal details and shipping address (required for physical card delivery).
Read and agree to the Bybit Card Terms of Service.
Submit your application and wait for review.

Step 4: Activate Your Card

Virtual Card: Available immediately in the App upon approval — view your card number, expiry date, and CVV to start spending online.
Physical Card: Once received by mail, enter the card number in the App to activate and set your PIN.
After activation, use it at Visa merchants worldwide or withdraw at ATMs.

Step 5: Start Spending

Ensure your Bybit Funding Account has sufficient crypto (USDT is recommended for stability).
The system auto-deducts from your Funding Account and converts at checkout — no manual steps needed.
Track every transaction and conversion detail directly in the App.

6. Usage & Important Notes

Everyday Use Cases

In-Store: Tap or insert the physical card at checkout.
Online Shopping: Use the virtual card number at e-commerce checkouts.
Mobile Payments: Add the virtual card to Apple Pay or Google Pay for contactless phone payments.
ATM Withdrawals: Withdraw local fiat from any Visa-compatible ATM.

Important Notes

Item	Description
FX Conversion Fee	Auto-conversion at checkout may incur fees — check official announcements
ATM Withdrawal Fee	ATM operators may charge withdrawal fees
Exchange Rate Volatility	Crypto price fluctuations affect the actual coin amount deducted
Regional Restrictions	Some countries or regions may not be supported — check official announcements
Card Security	If your physical card is lost, immediately freeze it in the App

Recommendation: For everyday spending, we recommend using USDT as your primary currency to avoid payment failures caused by BTC or ETH price swings. The Bybit Card is especially handy when traveling abroad — spend and withdraw in local fiat without the hassle of currency exchange.

7. Frequently Asked Questions

Q1: Can the Bybit Card be used in Taiwan? Do I need a bank account?

The Bybit Card supports the global Visa network and can be used at physical stores, online platforms, and ATMs in Taiwan (subject to the latest supported regions list). You do NOT need a bank account to apply — the card links directly to your Bybit Funding Account and auto-converts crypto at checkout. However, if you wish to withdraw crypto to a fiat bank account, you will still need to link one.

Q2: Is there a fee to apply for the Bybit Card? What about annual fees?

Bybit Card application and annual fee policies may change over time — always refer to the official page. Generally, virtual cards are free to apply for, while physical cards may incur a one-time card production and shipping fee. There are no additional fees for card payments, but cross-border transactions or ATM withdrawals may involve FX or withdrawal charges. Check the Bybit Card section for the latest fee schedule before applying.

Q3: At what exchange rate is crypto converted when I use the Bybit Card?

At the moment of payment, the Bybit Card converts crypto to fiat at Bybit's real-time market rate. The exchange rate is close to the live market price but may include a small conversion fee (subject to official announcements). Due to crypto price volatility, we recommend using a stablecoin like USDT as your primary spending currency to avoid fluctuations affecting your purchase amount.

⚠ Risk Warning

Cryptocurrency prices are highly volatile. When using the Bybit Card, the actual crypto amount deducted will fluctuate with market prices. A significant drop in coin value could result in insufficient funds and a declined transaction. ATM withdrawals and cross-border purchases may incur additional fees. You are responsible for any losses from lost or stolen cards — please keep your card secure and freeze it promptly if needed. This article is for informational purposes only and does not constitute investment advice. All Bybit Card features, fees, rewards, and supported regions are subject to Bybit's official announcements and may vary by location.

Summary

The Bybit Card transforms crypto from an investment asset into a practical everyday payment tool. With both physical and virtual cards, you can spend at Visa merchants worldwide, shop online, and withdraw from ATMs — all powered by real-time auto-conversion from your Bybit Funding Account. The application process: Register on Bybit → Complete KYC → Apply for the card → Activate → Start spending. We recommend using USDT as your primary spending currency to minimize the impact of price fluctuations.

Register on Bybit with referral code BTC9149 to claim up to 33% fee rebate. Build your crypto portfolio with lower trading costs, then use the Bybit Card to spend it in real life.

回覆引用