What Is the Bybit Card in August 2026? Bybit Referral Code BTC9149 | Up to 33% Fee Rebate & Complete Application Guide

Table of Contents

1. About Bybit
2. What Is the Bybit Card?
3. What Can You Use the Bybit Card For?
4. Bybit Card Eligibility Requirements
5. Step-by-Step Application Guide
6. Bybit Card vs. Other Crypto Cards
7. Things to Keep in Mind
8. FAQ
9. Risk Warning
10. Conclusion

About Bybit

Founded in 2018, Bybit is one of the world's leading cryptocurrency exchanges, best known for derivatives trading while also offering spot trading, earn products, a Web3 wallet, and more. As of 2026, Bybit serves over 60 million registered users across 180+ countries and regions.

Registration link: https://partner.bybit.com/b/BTC9149

Referral code: BTC9149

Sign up through the link above and referral code BTC9149 is filled in automatically — binding it unlocks up to a 33% fee rebate.

What Is the Bybit Card?

The Bybit Card is a cryptocurrency debit card issued in partnership with Mastercard. It links directly to your Bybit funding account, so whenever you pay at any merchant that accepts Mastercard, the system automatically converts the crypto in your account into fiat currency in real time.

Simply put: you pay with crypto, the merchant receives fiat, and Bybit handles the conversion automatically.

Feature	Details
Card network	Mastercard, accepted at 100M+ merchants worldwide
Supported assets	BTC, ETH, USDT, USDC, XRP, and more
Card types	Virtual card (online payments) + physical card (in-store + ATM)
Fees	No issuance fee, no monthly fee, very low spending fees
Cashback	Up to 10% spending rewards (based on VIP tier)
Mobile payments	Apple Pay / Google Pay supported
Real-time conversion	Crypto is converted to fiat instantly at checkout

What Can You Use the Bybit Card For?

1. Everyday Spending

Groceries, restaurants, online shopping, subscriptions — anywhere Mastercard is accepted, you can pay with the Bybit Card. The corresponding crypto is deducted from your funding account and settled instantly.

• In-store: convenience stores, restaurants, gas stations, supermarkets
• Online: Amazon, Netflix, Spotify, App Store / Google Play subscriptions
• Travel: flights, hotels, car rentals (cross-border spending supported)
• Mobile: add it to Apple Pay or Google Pay for tap-to-pay

2. ATM Withdrawals

With the physical card, you can withdraw local fiat at any Mastercard-supporting ATM worldwide, with the equivalent crypto deducted automatically. Perfect for frequent travelers — no need to exchange currency in advance.

⚠️ ATM operators may charge their own fees; check the ATM screen before withdrawing.

3. Crypto Cashback

The Bybit Card offers spending rewards of up to 10% depending on your VIP tier, paid back in crypto directly to your account — spend crypto, earn crypto.

VIP Tier	Cashback	Notes
VIP 0 (standard)	2%	Available upon registration
VIP 1–2	3%–4%	Requires trading volume
VIP 3+	5%–10%	For higher-tier VIPs

4. Funds Stay on the Exchange

The card links directly to your Bybit funding account — no need to transfer assets to a separate card wallet. Idle funds can keep working in trading and earn products: one account for trading, spending, and earning.

5. Instant Virtual Card

Once your virtual card is issued, you immediately get the card number, expiration date, and CVV — ready for online payments right away, with no waiting for mail delivery.

Bybit Card Eligibility Requirements

Requirement	Details
Bybit account	An existing registered account
KYC verification	Identity verification (KYC Level 1 or above)
Supported region	Must reside in a supported country/region (much of Europe, UK, Australia, Argentina, etc.)
Age	18 or older

⚠️ Supported regions are updated regularly — check the Card page in the Bybit App for the latest availability.

Step-by-Step Application Guide

Step 1: Register a Bybit Account with the Referral Code

Click the link below to open the registration page — referral code BTC9149 is filled in automatically:

https://partner.bybit.com/b/BTC9149

Enter your email or phone number, set a password, confirm the referral field shows "BTC9149," and complete registration.

Step 2: Complete KYC Verification

Go to Bybit App → Profile → Identity Verification and follow the prompts:

• Basic info: full name, date of birth, nationality, residential address
• ID documents: photos of your passport or ID card (front and back)
• Face recognition: liveness check with your phone's front camera
• Proof of address: a utility bill or bank statement may be required in some cases

KYC review usually completes within 1–24 hours.

Step 3: Open the Bybit Card Page

Once KYC is approved, find the Bybit Card entry on the App home screen or the "Card" tab, then tap "Apply for Card."

Step 4: Choose Your Card Type

Card Type	Features	Best For
Virtual card	Instant card details, no physical card	Online payments, subscriptions
Physical card	Mailed to you; in-store + ATM use	Daily spending, travel

Tip: apply for the virtual card to start spending immediately, and order the physical card at the same time.

Step 5: Set Your PIN and Limits

Set a dedicated PIN for the card, configure daily/monthly spending limits, and choose which crypto is deducted first when you pay.

Step 6: Start Using Your Card

The virtual card works right away for online payments. Once the physical card arrives, activate it in the App to swipe in stores or withdraw at ATMs. You can also add it to Apple Pay or Google Pay for contactless payments.

Bybit Card vs. Other Crypto Cards

Feature	Bybit Card	Binance Card	Coinbase Card
Card network	Mastercard	Visa (discontinued in some regions)	Visa
Cashback	Up to 10%	Up to 8%	Up to 4%
Supported assets	BTC/ETH/USDT/USDC/XRP and more	Various (region-dependent)	Mainly USDC
ATM withdrawals	✅ Supported	Some regions	✅ Supported
Apple Pay / Google Pay	✅ Supported	Some regions	✅ Supported
Issuance / monthly fee	Free / Free	Free / Free	Free / Free

Things to Keep in Mind

Item	Details
Regional restrictions	The card is only available in supported countries/regions — confirm before applying
Conversion fees	Crypto-to-fiat conversion may involve a small fee; see official rates
Exchange rate volatility	Conversions use real-time market rates, which can affect the final amount charged
Spending limits	Virtual and physical cards have separate daily limits, viewable in the App
Security	Enable transaction notifications; freeze your card instantly in the App if it's lost

FAQ

Q1: Is the Bybit Card available in my country?

Supported regions change with regulatory developments. As of August 2026, the card is available across much of Europe, the UK, Australia, Argentina, and elsewhere. Register an account, complete KYC, and check the Card page in the App for availability in your region. Even if the card isn't available yet where you live, signing up with referral code BTC9149 still gets you up to a 33% fee rebate: https://partner.bybit.com/b/BTC9149

Q2: Which crypto is deducted when I spend?

You set the deduction order in the Bybit App — for example, USDT first, automatically falling back to USDC or BTC if the balance is insufficient. The system converts crypto to fiat in real time at checkout.

Q3: Does the Bybit Card charge fees?

There's no issuance fee and no monthly fee. Crypto-to-fiat conversion fees at checkout are very low (free in some regions), and ATM operators may charge their own fees. Plus, users who register with referral code BTC9149 enjoy up to a 33% trading fee rebate, further cutting costs.

Risk Warning

Conclusion

The Bybit Card is a powerful bridge between crypto and everyday spending — no need to sell and withdraw first. Spend BTC, ETH, USDT, and more directly from your Bybit account in stores, online, and at ATMs, with up to 10% cashback. Don't have a Bybit account yet? Sign up with referral code BTC9149 and get up to a 33% fee rebate:

Complete registration and KYC, then apply for your Bybit Card in the App and start spending your crypto.