In September 2026, there are three main ways to get USDT on Bybit: buy USDT via P2P, buy crypto directly with a bank card via One-Click Buy, and deposit USDT on-chain from another exchange or wallet.

The BYOFFICIAL referral link includes a 33% trading fee discount by default. Combined with MNT fee deduction, you can enjoy up to 50% fee discount on Spot and up to 40% fee discount on Futures.

📌 Quick Guide: Buying USDT on Bybit (September 2026)

1. What Are the Ways to Buy USDT on Bybit?

2. How to Buy USDT via Bybit P2P?

1. Log in to Bybit → Buy Crypto → P2P Trading
2. Select Buy → USDT → Your fiat
3. Filter by payment method, price, limits
4. Enter amount → Confirm order
5. Pay per order info → Mark as paid
6. Wait for seller to release USDT → Check Funding Account

3. How to Choose a P2P Merchant Safely?

• Check order completion rate, trade history, release speed
• Verify certified/high-quality merchant status
• Confirm payment account name matches order info
• Compare actual price per USDT, not just ad ranking

P2P fees may vary by fiat, merchant tier, and ad type — don't assume 0 fee permanently.

4. Can I Buy USDT with a Bank Card?

Yes, via One-Click Buy supporting Visa, Mastercard, JCB, Apple Pay (varies by region). Cardholder name must match KYC name. 3D Secure required.

5. Taiwan Bank Cards on Bybit?

Taiwan is listed under Visa/Mastercard/Apple Pay supported regions. Success depends on issuing bank's overseas/crypto policy and 3D Secure. Corporate cards not supported.

6. On-Chain Deposit to Bybit

If you already hold USDT, transfer directly. Key rule: sender and Bybit must use the exact same Network.

1. Assets → Deposit → USDT → Select Network → Copy address
2. Sender: USDT → Send → Same Network → Paste address → Confirm

7. Which Network to Choose?

Confirm both sides support the same chain. Check: sender support, Bybit support, withdrawal fee, min deposit, speed.

8. Which Is Cheaper?

9. Where Is My USDT After Deposit?

Usually arrives in Funding Account. Transfer internally to Unified Trading Account to trade.

10. FAQ

Q: Referral code?

A: BYOFFICIAL

Q: Fee discount?

A: 33% base; MNT: Spot 50%, Futures 40%

Q: Need KYC for card purchase?

A: Yes.

Q: Can I transfer from Binance?

A: Yes, same Network required.

✅ Checklist

• Create account via official Bybit page
• Confirm code BYOFFICIAL before registration
• Compare P2P vs bank card vs on-chain
• P2P: check merchant completion rate
• Bank card: confirm KYC, 3D Secure
• On-chain: same Network, correct address
• Check Funding Account after deposit
• Transfer to UTA when ready to trade