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各家銀行貸款利率比較2017 新屋借款量身訂做諮詢
2017/01/24 18:20
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公教貸款增貸

工商時報【方明】

味全(1201)去年營運雖還未擺脫虧損陰霾,但公司積極改善食安並進行促銷,近期股價有逐漸打底完成跡象,昨(19)日股價開平走高,上漲0.55元,以18.4元作收,成交量為1,396張。

味全去年全年營收173.4億元、年減16.3%,前3季稅後虧損4.49億元、EPS虧損0.97元,虧損已經較上一年度大幅減少,該公司展開促銷活動,推出喝林鳳營鮮乳抽百萬獎金活動,積極搶回流失的市佔率。

就技術面看,該股已在17~18元附近打出大底,近三日外資連續買超共計225張,昨日帶量拉出長紅棒,季線17.7元具強勁支撐,上檔年線19元附近為短壓區。





民間借貸合法





記者陳家祥/台北報導

距離農曆年節只剩下約一周的時間,台北市長柯文哲也在年前規劃多個拜早年發發財金活動,預計將在迪化街年貨大街、台北地下街12號廣場、後車站商圈懷舊廣場、華陰街商圈普濟寺、榮濱商圈等處,總計要發放1萬4000份發財金。18日首站來到迪化街永樂廣場,柯文哲魅力不減仍獲民眾熱烈歡迎,1000份發財金約在25分鐘內就發完。

迪化街永樂廣場前自下午4點多就出現排隊人龍,柯文哲5點現身致詞後約在15分時開始發放,雖然未主動和市民互動,但對市民握手、合照請求柯文哲樣樣來者不拒,發放到40分就發出約1000份發財金,接著轉往寧夏夜市發放另外1000份。

柯文哲笑稱,為了讓民眾有更多錢花,特別發這個發財金,市府發發財金已邁入第10個年頭,希望大家領到發財金後,在新的一年可以多賺一些錢,再多花一些錢消費,「加減花一些,讓整個經濟可以活絡起來。」

柯文哲表示,過年是華人世界最重要的日子,是歡慶豐收、休養生息的節日,也是家人團圓的日子,今年過年以「團圓」為核心、「分享」為主題,不僅是家人團圓,親戚朋友或平常沒有時間聯絡的朋友,都可以利用這個過年的時候團聚。而分享的精神就是台灣有許多外籍新娘及移工,還有23萬名負責照顧老人的外國朋友,我們要讓他們都有過年的感覺,因此不僅是我們要團圓,還要分享給別人。

柯文哲指出,曾有經濟學跟他說過,增加國民生產毛額(GDP)有擴大經濟投資、貿易出超、國外投資、內需消費4要素,但政府沒什麼錢,要擴大經濟投資有困難,進出口貿易要出超,現在現在世界經濟不景氣也好不到哪去,也不容易爭取到國外投資;但國內內需可以透過消費,大家加減花點錢,這樣經濟就會起來,所以他來到年貨大街,就要拜託大家花一點錢,花錢救經濟。

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2017-01-2003:00

WARM WELCOME? Vice President Chen Chien-jen said that protesters should avoid the cold by sending representatives to Sunday’s meeting to discuss issuesBy Stacy Hsu / Staff reporterVice President Chen Chien-jen (陳建仁) yesterday unveiled details of the government’s draft pension reform plan, urging opponents to send representatives to a national affairs conference scheduled for Sunday.Speaking at an afternoon news conference at the Presidential Office, Chen said the draft was drawn up after 20 committee meetings, four regional forums and efforts to solicit opinions from all sectors of society.Chen said the draft plan aims to ensure that the nation’s various pension funds can be sustained for at least another generation, delaying estimations for bankruptcy of the Labor Insurance Fund by nine years to 2036, the public-school teachers’ pension fund by 12 years to 2043 and the Public Service Pension Fund by 14 years to 2044.“Our goal is to make sure that pension funds remain accessible generation after generation and be able to support insured people into their old age,” Chen said.Laying out several key elements of the proposed reforms, Chen said the controversy-dogged 18 percent preferential savings rate for retired public-sector employees taking monthly retirement payments would be lowered to 0 percent in three stages over six years.The saving rate is to be reduced every two years, falling to 9 percent, 6 percent and then 3 percent. It is to be 0 percent from the seventh year on.For those who take their pension as a lump sum, there are two proposed systems: Either the 9-6-3-0 process to reduce the interest rate as with monthly payments, or a separate plan of 12 percent for the first two years, 10 percent in years three and four, 8 percent in years five and six and 6 percent from year seven on.However, public servants whose monthly pension is below a specified floor — to be either NT$25,000 or NT$32,160 (US$791 or US$1,017) — are to retain the 18 percent preferential rate.Chen said that the government intends to cut the income replacement rate for public servants to “75 percent of two times a civil servant’s basic salary” and lower the rate by 1 percentage point each year until it is 60 percent of two times the basic salary.Under current pension plans, government employees receive pensions of up to 95 percent of their pre-retirement income, which is straining national coffers.To make pension funds more sustainable, the average used to determine payments is to be based on a longer timeframe. The proposal is for the average insured salary of the final 15 years of employment to be used to determine pensions, with that number to be reached by adding 12 months to the timeframe each year until the 15-year target is met.Also, the retirement age is to be increased to 65, except for professions of a special nature or those that involve dangerous activities, while the ceiling for labor insurance premiums paid by public servants, public-school teachers and private-sector workers is to be raised stepwise to 18 percent.Other highlights of the proposal include a scheme to allow employees to keep their work years when they switch jobs, including moves between the private sector and the public sector.“The money that is to be saved by lowering the income replacement rate for public servants and the cancelation of the 18 percent preferential rate will be put into the [Public Service Pension] Fund,” Chen said, adding that starting next year the government is to inject NT$20 billion into the Labor Insurance Fund annually.Minister Without Portfolio Lin Wan-i (林萬億), who is deputy convener and executive director of the committee, said that as the nation has 13 different pension funds, the government plans two stages to reform such a complicated system.“We welcome various opinions at Sunday’s conference. They will be factored into the next stage,” Lin said.Asked to comment on a large-scale demonstration in front of the Presidential Office Building planned for Sunday by civil servants, Chen said that given falling temperatures, it would be better for opponents of the plans to send representatives to the conference, where their voices would be better heard.Additional reporting by CNA新聞來源:TAIPEI TIMES
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