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新光銀行二胎房貸利率 恆春借錢全程免費諮詢
2017/01/22 11:16
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工商時報【孫彬訓╱台北報導】

第一金董事長蔡慶年指出,第一銀行於馬尼拉設立據點,已於去年12月開業營運,除看好菲律賓市場發展潛力,也會積極參與當地金融活動,職業軍人貸款展現一銀成為「亞洲區域銀行」的企圖心。

去年充斥不確定因素,第一金控仍交出稅前盈餘超越200億元的成績,以稅後淨利172.75億元來看,更創下新高,較2015年的159.62億元成長13.13億元,幅度為8.22%,稅後淨利已是連續第五年突破百億元大關。汽車貸款利率2017

展望今年,蔡慶年說,去年的盈餘有小幅達到原先設定目標,因此將持續有「超盈餘獎金」,對於今年獲利,還是會持續成長,「我們有自己的目標及經營方法」,還會往上走。

他說,菲律賓過去五年實質經濟成長率超過7%,馬尼拉分行開業後,第一年不會貿進,會深入了解,就是要「KYC」,只是C變成「country」,就是要認識你的國家。

第一銀行總經理周伯蕉表示,近年來第一金積極布局亞太地區,以核心子公司第一銀行作為海外發展策略的主軸,擬定「西進大陸、南向東協」雙軸線區域發展策略,菲律賓馬尼拉分行開業後,海外據點擴增至39處,亞洲金融服務據點居台資銀行之冠,將充分掌握南向的新商機。

對於機器人理財,周伯蕉說,一銀去年引進能思考、具情感的機器人Pepper站上迎賓最前線,在一銀的20家數位分行擔任迎賓專員,為百年銀行注入科技感,現在也已經藉由一銀的數據加上機器人Pepper租借公司的技術,不斷讓機器人的功能擴增,一直前進當中。

蔡慶年強調,一銀已經取得19項金融科技的專利,未來還有多項專利正在等待核准。

銀行貸款率利計算







網搜小組/綜合報導

網友在PTT《joke》版上發文,「2017真女神年曆」讚!被鄉民讚爆,有人原本不敢點進去看,後來後期心驅使下還是看了女神一眼,才發現女神本尊就是「白沙屯媽祖婆」,還有網友在線上說「這我乾媽」。

▲原來網友說的是去年在全台發放的,白沙屯媽祖婆的特寫年曆啦!(圖/翻攝於白沙屯媽祖婆網站)

其實這是去年在全台120個點發放,要跟大家結緣的「白沙屯媽祖年曆」。買房頭期款要準備多少眾多網友看到「真女神」之後不僅不敢噓,還留言「正港女神不准嘴」、「女神無誤」、「有推有保佑」,一票人以尊敬的心情推文,彷彿媽祖在PTT上面也能大顯神威。

除了被稱為女神之外,因為台灣有認神明為「乾媽、乾爹」的風俗,還有身為媽祖契子的網友在直接線上認親,留言「不止是女神,還是我乾媽」,更有今天參加學測考試的網友直接在線上抱佛腳「明天要考試先推!」

進摩斯40分鐘0消費被趕還討拍

洗手台排擠顧姓管理員網友幫QQ

年終領到15顆饅頭偷偷扔了!

女坐路中哭鬧男友3個字收服

「真女神」年曆網友:她我乾媽

女兒一句玩笑話揪出父母激戰地點

「蘇菲」長黴官方:濕布擦最好

高鐵廁所當砲房白嫩腋毛妹自拍

大鈔貼滿車神整人網:油錢自拔

給男友看驗孕棒最後她哭慘了

批學生不長進世新老師要當29人

年薪135萬!法國傭兵團來台搶人

淘寶買極度乾燥鄉民開土銀信貸條件箱大哭…

正妹華華體驗「超晃動」按摩椅



2017-01-2003:00

WARM WELCOME? Vice President Chen Chien-jen said that protesters should avoid the cold by sending representatives to Sunday’s meeting to discuss issuesBy Stacy Hsu / Staff reporterVice President Chen Chien-jen (陳建仁) yesterday unveiled details of the government’s draft pension reform plan, urging opponents to send representatives to a national affairs conference scheduled for Sunday.Speaking at an afternoon news conference at the Presidential Office, Chen said the draft was drawn up after 20 committee meetings, four regional forums and efforts to solicit opinions from all sectors of society.Chen said the draft plan aims to ensure that the nation’s various pension funds can be sustained for at least another generation, delaying estimations for bankruptcy of the Labor Insurance Fund by nine years to 2036, the public-school teachers’ pension fund by 12 years to 2043 and the Public Service Pension Fund by 14 years to 2044.“Our goal is to make sure that pension funds remain accessible generation after generation and be able to support insured people into their old age,” Chen said.Laying out several key elements of the proposed reforms, Chen said the controversy-dogged 18 percent preferential savings rate for retired public-sector employees taking monthly retirement payments would be lowered to 0 percent in three stages over six years.The saving rate is to be reduced every two years, falling to 9 percent, 6 percent and then 3 percent. It is to be 0 percent from the seventh year on.For those who take their pension as a lump sum, there are two proposed systems: Either the 9-6-3-0 process to reduce the interest rate as with monthly payments, or a separate plan of 12 percent for the first two years, 10 percent in years three and four, 8 percent in years five and six and 6 percent from year seven on.However, public servants whose monthly pension is below a specified floor — to be either NT$25,000 or NT$32,160 (US$791 or US$1,017) — are to retain the 18 percent preferential rate.Chen said that the government intends to cut the income replacement rate for public servants to “75 percent of two times a civil servant’s basic salary” and lower the rate by 1 percentage point each year until it is 60 percent of two times the basic salary.Under current pension plans, government employees receive pensions of up to 95 percent of their pre-retirement income, which is straining national coffers.To make pension funds more sustainable, the average used to determine payments is to be based on a longer timeframe. The proposal is for the average insured salary of the final 15 years of employment to be used to determine pensions, with that number to be reached by adding 12 months to the timeframe each year until the 15-year target is met.Also, the retirement age is to be increased to 65, except for professions of a special nature or those that involve dangerous activities, while the ceiling for labor insurance premiums paid by public servants, public-school teachers and private-sector workers is to be raised stepwise to 18 percent.Other highlights of the proposal include a scheme to allow employees to keep their work years when they switch jobs, including moves between the private sector and the public sector.“The money that is to be saved by lowering the income replacement rate for public servants and the cancelation of the 18 percent preferential rate will be put into the [Public Service Pension] Fund,” Chen said, adding that starting next year the government is to inject NT$20 billion into the Labor Insurance Fund annually.Minister Without Portfolio Lin Wan-i (林萬億), who is deputy convener and executive director of the committee, said that as the nation has 13 different pension funds, the government plans two stages to reform such a complicated system.“We welcome various opinions at Sunday’s conference. They will be factored into the next stage,” Lin said.Asked to comment on a large-scale demonstration in front of the Presidential Office Building planned for Sunday by civil servants, Chen said that given falling temperatures, it would be better for opponents of the plans to send representatives to the conference, where their voices would be better heard.Additional reporting by CNA新聞來源:TAIPEI TIMES
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